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Terms and Conditions

These Terms and Conditions ("Terms") govern access to and use of the Pelloravino platform, website, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. This is a general draft template and should be reviewed and adapted to your specific jurisdiction and business circumstances before publication.

1. Acceptance of Terms

By creating an account, accessing the Terminal, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of the Service

Pelloravino provides an AI-driven decision-support platform intended to help users analyse cash flow patterns and evaluate financial scenarios. The Service is offered on a zero-fee basis under the terms described on our website. The Service does not constitute regulated financial advice, and outputs generated by the platform should be treated as informational tools only, not as guarantees of any particular financial outcome.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that all information you provide to us is accurate, current, and complete.

4. Account Registration and Security

To access certain features of the Service, you may be required to register for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

  • Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law;
  • Attempt to reverse-engineer, decompile, or otherwise extract the underlying source code or models of the Service;
  • Interfere with or disrupt the integrity or performance of the Service or its infrastructure;
  • Use automated means to scrape, harvest, or extract data from the Service without prior written consent;
  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

6. No Financial Advice

Nothing provided through the Service should be construed as investment, tax, legal, or financial advice. Pelloravino is not a registered investment adviser, broker-dealer, or financial institution. Any decisions you make based on information or analysis provided by the Service are made at your own discretion and risk. You should consult a qualified professional before making significant financial decisions.

7. Risk Disclosure

Financial markets and cash flow forecasting involve inherent uncertainty. Past patterns, projections, or model outputs are not reliable indicators of future results. Pelloravino makes no representation or warranty regarding the accuracy, completeness, or reliability of any output generated by the Service, and you accept full responsibility for any actions taken in reliance on such output.

8. Intellectual Property

All content, software, design elements, trademarks, and other intellectual property associated with the Service are owned by or licensed to Pelloravino and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.

9. User Content

Where you submit data, documents, or other content to the Service, you retain ownership of that content, but you grant Pelloravino a limited, non-exclusive licence to process, store, and analyse it solely for the purpose of providing and improving the Service, in accordance with our Privacy Policy.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Pelloravino, other users, or third parties. You may also discontinue use of the Service and close your account at any time.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Pelloravino does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Pelloravino and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial opportunity, arising out of or in connection with your use of, or inability to use, the Service.

13. Indemnification

You agree to indemnify and hold harmless Pelloravino and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service or your violation of these Terms.

14. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be communicated through the website or via other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Pelloravino operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Pelloravino regarding your use of the Service and supersede any prior agreements or understandings, whether written or oral.

18. Contact

Questions regarding these Terms may be directed to Pelloravino through the contact details provided in the footer of this website.

This document is a general template provided for informational purposes and does not constitute legal advice. It should be reviewed by a qualified legal professional before use.